Call reports 2025
FIRST STATE BANK OF ODEM — 2025
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 202,219,000 | 204,215,000 | 204,464,000 | 201,279,000 |
| Total loans | 102,012,000 | 101,035,000 | 95,352,000 | 94,831,000 |
| Allowance for loan losses | 2,585,000 | 2,573,000 | 2,573,000 | 2,567,000 |
| Securities available for sale | 46,939,000 | 50,978,000 | 54,219,000 | 62,253,000 |
| Securities held to maturity | 200,000 | 200,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,466,000 | 168,122,000 | 175,164,000 | 171,624,000 |
| Interest-bearing deposits | 95,303,000 | 94,560,000 | 97,083,000 | 95,970,000 |
| Noninterest-bearing deposits | 72,163,000 | 73,562,000 | 78,081,000 | 75,654,000 |
| Equity capital | 33,650,000 | 34,979,000 | 27,922,000 | 28,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,090,000 | 6,294,000 | 9,484,000 | 12,552,000 |
| Interest expense | 489,000 | 994,000 | 1,509,000 | 2,004,000 |
| Net interest income | 2,601,000 | 5,300,000 | 7,975,000 | 10,548,000 |
| Noninterest income | 278,000 | 529,000 | 826,000 | 1,110,000 |
| Noninterest expense | 1,482,000 | 2,980,000 | 4,468,000 | 5,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,397,000 | 2,849,000 | 4,333,000 | 5,747,000 |
| Income tax | 288,000 | 390,000 | 1,053,000 | 1,334,000 |
| Net income | 1,109,000 | 2,459,000 | 3,280,000 | 4,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,392,000 | 34,743,000 | 27,549,000 | 28,381,000 |