Call reports 2024
FIRST STATE BANK OF ODEM — 2024
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 185,197,000 | 195,030,000 | 208,392,000 | 200,968,000 |
| Total loans | 104,737,000 | 100,388,000 | 96,062,000 | 97,275,000 |
| Allowance for loan losses | 2,689,000 | 2,741,000 | 2,921,000 | 2,586,000 |
| Securities available for sale | 37,222,000 | 31,241,000 | 32,723,000 | 40,289,000 |
| Securities held to maturity | 2,868,000 | 2,853,000 | 1,464,000 | 1,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,462,000 | 164,787,000 | 176,119,000 | 167,513,000 |
| Interest-bearing deposits | 82,377,000 | 91,359,000 | 96,252,000 | 90,935,000 |
| Noninterest-bearing deposits | 74,085,000 | 73,428,000 | 79,867,000 | 76,578,000 |
| Equity capital | 28,182,000 | 29,598,000 | 31,216,000 | 32,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,959,000 | 6,082,000 | 9,343,000 | 12,642,000 |
| Interest expense | 280,000 | 668,000 | 1,159,000 | 1,670,000 |
| Net interest income | 2,679,000 | 5,414,000 | 8,184,000 | 10,972,000 |
| Noninterest income | 305,000 | 584,000 | 883,000 | 1,291,000 |
| Noninterest expense | 1,430,000 | 2,841,000 | 4,221,000 | 5,673,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,494,000 | 3,037,000 | 4,666,000 | 6,410,000 |
| Income tax | 323,000 | 450,000 | 825,000 | 1,130,000 |
| Net income | 1,171,000 | 2,587,000 | 3,841,000 | 5,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,175,000 | 29,591,000 | 30,844,000 | 32,283,000 |
| Total capital | 29,554,000 | 30,911,000 | 32,116,000 | — |
| Risk-weighted assets | 109,033,000 | 104,202,000 | 100,112,000 | — |