Call reports 2023
FIRST STATE BANK OF ODEM — 2023
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 187,912,000 | 183,083,000 | 198,273,000 | 189,493,000 |
| Total loans | 100,716,000 | 103,961,000 | 100,573,000 | 100,529,000 |
| Allowance for loan losses | 2,471,000 | 2,531,000 | 2,585,000 | 2,628,000 |
| Securities available for sale | 36,167,000 | 34,658,000 | 37,746,000 | 38,159,000 |
| Securities held to maturity | 4,602,000 | 4,575,000 | 3,334,000 | 3,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,265,000 | 158,129,000 | 171,798,000 | 161,564,000 |
| Interest-bearing deposits | 81,409,000 | 79,734,000 | 80,071,000 | 78,783,000 |
| Noninterest-bearing deposits | 82,856,000 | 78,395,000 | 91,727,000 | 82,781,000 |
| Equity capital | 23,288,000 | 24,373,000 | 25,698,000 | 27,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,469,000 | 5,142,000 | 8,017,000 | 11,068,000 |
| Interest expense | 80,000 | 216,000 | 368,000 | 583,000 |
| Net interest income | 2,389,000 | 4,926,000 | 7,649,000 | 10,485,000 |
| Noninterest income | 252,000 | 525,000 | 810,000 | 1,119,000 |
| Noninterest expense | 1,349,000 | 2,712,000 | 4,106,000 | 5,499,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,232,000 | 2,619,000 | 4,173,000 | 5,865,000 |
| Income tax | 242,000 | 528,000 | 858,000 | 1,276,000 |
| Net income | 990,000 | 2,091,000 | 3,315,000 | 4,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,845,000 | 24,837,000 | 26,060,000 | 27,341,000 |
| Total capital | 25,191,000 | 26,216,000 | — | — |
| Risk-weighted assets | 106,556,000 | 109,173,000 | — | — |