Call reports 2022
FIRST STATE BANK OF ODEM — 2022
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,916,000 | 183,471,000 | 202,018,000 | 193,625,000 |
| Total loans | 96,499,000 | 95,712,000 | 101,899,000 | 103,179,000 |
| Allowance for loan losses | 2,248,000 | 2,299,000 | 2,358,000 | 2,415,000 |
| Securities available for sale | 24,440,000 | 30,975,000 | 34,807,000 | 33,891,000 |
| Securities held to maturity | 6,100,000 | 6,065,000 | 5,491,000 | 5,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,186,000 | 162,485,000 | 180,252,000 | 171,251,000 |
| Interest-bearing deposits | 78,941,000 | 81,227,000 | 82,846,000 | 85,079,000 |
| Noninterest-bearing deposits | 80,245,000 | 81,258,000 | 97,406,000 | 86,172,000 |
| Equity capital | 20,340,000 | 20,538,000 | 21,169,000 | 22,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 3,050,000 | 5,080,000 | 7,563,000 |
| Interest expense | 30,000 | 59,000 | 89,000 | 134,000 |
| Net interest income | 1,361,000 | 2,991,000 | 4,991,000 | 7,429,000 |
| Noninterest income | 244,000 | 499,000 | 757,000 | 1,015,000 |
| Noninterest expense | 1,180,000 | 2,383,000 | 3,605,000 | 4,940,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 365,000 | 987,000 | 1,963,000 | 3,264,000 |
| Income tax | 79,000 | 204,000 | 404,000 | 605,000 |
| Net income | 286,000 | 783,000 | 1,559,000 | 2,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,596,000 | 21,091,000 | 21,868,000 | 22,746,000 |
| Total capital | 21,915,000 | 22,385,000 | 23,221,000 | 24,129,000 |
| Risk-weighted assets | 104,570,000 | 102,525,000 | 107,255,000 | 109,638,000 |