Call reports 2021
FIRST STATE BANK OF ODEM — 2021
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 171,704,000 | 167,855,000 | 179,514,000 | 180,496,000 |
| Total loans | 93,206,000 | 92,630,000 | 92,209,000 | 90,841,000 |
| Allowance for loan losses | 2,047,000 | 2,103,000 | 2,163,000 | 2,188,000 |
| Securities available for sale | 22,222,000 | 16,125,000 | 16,066,000 | 16,967,000 |
| Securities held to maturity | 6,612,000 | 7,203,000 | 6,749,000 | 6,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,869,000 | 147,608,000 | 158,653,000 | 159,847,000 |
| Interest-bearing deposits | 76,327,000 | 75,418,000 | 77,425,000 | 77,642,000 |
| Noninterest-bearing deposits | 75,542,000 | 72,190,000 | 81,228,000 | 82,204,000 |
| Equity capital | 19,118,000 | 19,456,000 | 19,958,000 | 20,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,042,000 | 4,764,000 | 6,290,000 |
| Interest expense | 36,000 | 69,000 | 103,000 | 135,000 |
| Net interest income | 1,542,000 | 2,973,000 | 4,661,000 | 6,155,000 |
| Noninterest income | 234,000 | 487,000 | 730,000 | 1,009,000 |
| Noninterest expense | 1,119,000 | 2,264,000 | 3,459,000 | 4,694,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 597,000 | 1,076,000 | 1,752,000 | 2,230,000 |
| Income tax | 125,000 | 226,000 | 368,000 | 463,000 |
| Net income | 472,000 | 850,000 | 1,384,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,984,000 | 19,392,000 | 19,925,000 | 20,308,000 |
| Total capital | 20,242,000 | 20,496,000 | 21,154,000 | 21,526,000 |
| Risk-weighted assets | 99,828,000 | 87,314,000 | 97,411,000 | 96,455,000 |