Call reports 2020
FIRST STATE BANK OF ODEM — 2020
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 143,472,000 | 156,024,000 | 165,123,000 | 165,997,000 |
| Total loans | 80,113,000 | 91,975,000 | 86,677,000 | 83,501,000 |
| Allowance for loan losses | 1,811,000 | 1,870,000 | 1,923,000 | 1,983,000 |
| Securities available for sale | 38,764,000 | 32,639,000 | 28,486,000 | 23,340,000 |
| Securities held to maturity | 1,625,000 | 1,320,000 | 1,683,000 | 3,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,460,000 | 136,142,000 | 144,949,000 | 146,789,000 |
| Interest-bearing deposits | 70,566,000 | 72,018,000 | 72,963,000 | 75,190,000 |
| Noninterest-bearing deposits | 53,894,000 | 64,124,000 | 71,986,000 | 71,599,000 |
| Equity capital | 18,804,000 | 19,445,000 | 19,714,000 | 18,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,199,000 | 4,701,000 | 6,268,000 |
| Interest expense | 53,000 | 102,000 | 144,000 | 181,000 |
| Net interest income | 1,621,000 | 3,097,000 | 4,557,000 | 6,087,000 |
| Noninterest income | 218,000 | 862,000 | 1,064,000 | 820,000 |
| Noninterest expense | 1,229,000 | 2,393,000 | 3,535,000 | 4,660,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 550,000 | 1,446,000 | 1,906,000 | 2,007,000 |
| Income tax | 112,000 | 296,000 | 394,000 | 414,000 |
| Net income | 438,000 | 1,150,000 | 1,512,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,386,000 | 19,098,000 | 19,460,000 | 18,542,000 |
| Total capital | 19,399,000 | 20,248,000 | 20,577,000 | 19,668,000 |
| Risk-weighted assets | 80,260,000 | 91,316,000 | 88,583,000 | 89,225,000 |