Call reports 2019
FIRST STATE BANK OF ODEM — 2019
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,295,000 | 137,585,000 | 145,730,000 | 149,401,000 |
| Total loans | 75,287,000 | 83,516,000 | 82,563,000 | 78,917,000 |
| Allowance for loan losses | 1,530,000 | 1,590,000 | 1,649,000 | 1,694,000 |
| Securities available for sale | 44,805,000 | 32,081,000 | 34,133,000 | 44,341,000 |
| Securities held to maturity | 3,431,000 | 3,428,000 | 2,315,000 | 2,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,770,000 | 120,214,000 | 127,726,000 | 131,198,000 |
| Interest-bearing deposits | 66,422,000 | 67,420,000 | 69,437,000 | 69,832,000 |
| Noninterest-bearing deposits | 54,348,000 | 52,794,000 | 58,289,000 | 61,366,000 |
| Equity capital | 16,297,000 | 17,038,000 | 17,556,000 | 18,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,460,000 | 5,257,000 | 6,974,000 |
| Interest expense | 48,000 | 98,000 | 150,000 | 205,000 |
| Net interest income | 1,621,000 | 3,362,000 | 5,107,000 | 6,769,000 |
| Noninterest income | 189,000 | 392,000 | 604,000 | 901,000 |
| Noninterest expense | 1,168,000 | 2,360,000 | 3,548,000 | 4,858,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 582,000 | 1,267,000 | 1,976,000 | 2,565,000 |
| Income tax | 112,000 | 233,000 | 387,000 | 517,000 |
| Net income | 470,000 | 1,034,000 | 1,589,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,390,000 | 16,907,000 | 17,472,000 | 17,948,000 |
| Total capital | 17,337,000 | 17,958,000 | 18,524,000 | 18,957,000 |
| Risk-weighted assets | 75,170,000 | 83,545,000 | 83,547,000 | 80,046,000 |