Call reports 2018
FIRST STATE BANK OF ODEM — 2018
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 139,600,000 | 140,929,000 | 143,902,000 | 142,889,000 |
| Total loans | 78,274,000 | 80,280,000 | 74,445,000 | 72,366,000 |
| Allowance for loan losses | 1,446,000 | 1,504,000 | 1,562,000 | 1,595,000 |
| Securities available for sale | 35,645,000 | 34,655,000 | 47,534,000 | 40,674,000 |
| Securities held to maturity | 5,328,000 | 5,320,000 | 4,668,000 | 4,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,986,000 | 124,881,000 | 127,282,000 | 126,919,000 |
| Interest-bearing deposits | 69,678,000 | 68,595,000 | 68,594,000 | 68,491,000 |
| Noninterest-bearing deposits | 54,308,000 | 56,286,000 | 58,688,000 | 58,428,000 |
| Equity capital | 15,287,000 | 15,739,000 | 16,194,000 | 15,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,178,000 | 4,808,000 | 6,442,000 |
| Interest expense | 38,000 | 82,000 | 128,000 | 177,000 |
| Net interest income | 1,537,000 | 3,096,000 | 4,680,000 | 6,265,000 |
| Noninterest income | 203,000 | 386,000 | 571,000 | 798,000 |
| Noninterest expense | 1,126,000 | 2,280,000 | 3,395,000 | 4,590,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 554,000 | 1,082,000 | 1,676,000 | 2,233,000 |
| Income tax | 142,000 | 224,000 | 324,000 | 444,000 |
| Net income | 412,000 | 858,000 | 1,352,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,523,000 | 15,969,000 | 16,463,000 | 15,946,000 |
| Total capital | 16,541,000 | 17,013,000 | 17,427,000 | 16,860,000 |
| Risk-weighted assets | 81,037,000 | 83,053,000 | 76,540,000 | 72,434,000 |