Call reports 2017
FIRST STATE BANK OF ODEM — 2017
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,858,000 | 124,239,000 | 138,028,000 | 143,202,000 |
| Total loans | 71,589,000 | 74,813,000 | 73,933,000 | 73,988,000 |
| Allowance for loan losses | 1,224,000 | 1,278,000 | 1,339,000 | 1,396,000 |
| Securities available for sale | 34,213,000 | 30,188,000 | 25,976,000 | 19,903,000 |
| Securities held to maturity | 6,567,000 | 6,558,000 | 5,794,000 | 5,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,999,000 | 108,897,000 | 122,172,000 | 127,987,000 |
| Interest-bearing deposits | 65,924,000 | 64,022,000 | 66,934,000 | 69,509,000 |
| Noninterest-bearing deposits | 46,075,000 | 44,875,000 | 55,238,000 | 58,478,000 |
| Equity capital | 14,581,000 | 15,028,000 | 15,427,000 | 15,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,778,000 | 4,294,000 | 5,772,000 |
| Interest expense | 33,000 | 65,000 | 97,000 | 133,000 |
| Net interest income | 1,310,000 | 2,713,000 | 4,197,000 | 5,639,000 |
| Noninterest income | 213,000 | 616,000 | 825,000 | 1,053,000 |
| Noninterest expense | 1,082,000 | 2,176,000 | 3,237,000 | 4,388,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 381,000 | 1,033,000 | 1,605,000 | 2,064,000 |
| Income tax | 122,000 | 322,000 | 496,000 | 814,000 |
| Net income | 259,000 | 711,000 | 1,109,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,620,000 | 15,095,000 | 15,469,000 | 15,095,000 |
| Total capital | 15,602,000 | 16,105,000 | 16,448,000 | 16,059,000 |
| Risk-weighted assets | 78,347,000 | 80,543,000 | 77,981,000 | 76,675,000 |