Call reports 2016
FIRST STATE BANK OF ODEM — 2016
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,671,000 | 129,215,000 | 138,527,000 | 134,705,000 |
| Total loans | 66,910,000 | 70,990,000 | 68,837,000 | 69,968,000 |
| Allowance for loan losses | 1,056,000 | 1,084,000 | 1,131,000 | 1,182,000 |
| Securities available for sale | 43,458,000 | 37,457,000 | 34,395,000 | 27,280,000 |
| Securities held to maturity | 7,854,000 | 7,845,000 | 7,681,000 | 7,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,829,000 | 115,050,000 | 124,017,000 | 120,162,000 |
| Interest-bearing deposits | 69,848,000 | 68,702,000 | 71,425,000 | 68,674,000 |
| Noninterest-bearing deposits | 44,981,000 | 46,348,000 | 52,592,000 | 51,489,000 |
| Equity capital | 13,424,000 | 13,770,000 | 14,152,000 | 14,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,687,000 | 4,120,000 | 5,448,000 |
| Interest expense | 38,000 | 75,000 | 111,000 | 145,000 |
| Net interest income | 1,267,000 | 2,612,000 | 4,009,000 | 5,303,000 |
| Noninterest income | 209,000 | 415,000 | 619,000 | 843,000 |
| Noninterest expense | 1,017,000 | 2,072,000 | 3,128,000 | 4,233,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 399,000 | 834,000 | 1,320,000 | 1,673,000 |
| Income tax | 123,000 | 249,000 | 331,000 | 424,000 |
| Net income | 276,000 | 585,000 | 989,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,995,000 | 13,293,000 | 13,690,000 | 14,339,000 |
| Total capital | 13,941,000 | 14,286,000 | 14,653,000 | 15,304,000 |
| Risk-weighted assets | 75,407,000 | 79,206,000 | 76,749,000 | 77,007,000 |