Call reports 2014
FIRST STATE BANK OF ODEM — 2014
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,056,000 | 121,172,000 | 135,151,000 | 136,484,000 |
| Total loans | 53,128,000 | 58,850,000 | 59,216,000 | 59,684,000 |
| Allowance for loan losses | 732,000 | 765,000 | 775,000 | 825,000 |
| Securities available for sale | 43,592,000 | 40,105,000 | 38,978,000 | 37,014,000 |
| Securities held to maturity | 8,950,000 | 8,919,000 | 8,564,000 | 8,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,550,000 | 109,331,000 | 122,943,000 | 124,153,000 |
| Interest-bearing deposits | 70,170,000 | 67,060,000 | 68,828,000 | 70,153,000 |
| Noninterest-bearing deposits | 39,380,000 | 42,271,000 | 54,115,000 | 54,000,000 |
| Equity capital | 11,350,000 | 11,620,000 | 11,831,000 | 12,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,300,000 | 3,519,000 | 4,726,000 |
| Interest expense | 44,000 | 87,000 | 128,000 | 170,000 |
| Net interest income | 1,070,000 | 2,213,000 | 3,391,000 | 4,556,000 |
| Noninterest income | 191,000 | 388,000 | 572,000 | 775,000 |
| Noninterest expense | 935,000 | 1,918,000 | 2,887,000 | 3,923,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 225,000 |
| Pretax income | 299,000 | 598,000 | 931,000 | 1,203,000 |
| Income tax | 72,000 | 151,000 | 228,000 | 328,000 |
| Net income | 227,000 | 447,000 | 703,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,454,000 | 11,675,000 | 11,931,000 | 12,102,000 |
| Total capital | 12,186,000 | 12,440,000 | 12,706,000 | 12,927,000 |
| Risk-weighted assets | 63,504,000 | 66,956,000 | 68,326,000 | 68,543,000 |