Call reports 2013
FIRST STATE BANK OF ODEM — 2013
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 123,579,000 | 122,046,000 | 129,327,000 | 124,420,000 |
| Total loans | 45,663,000 | 49,234,000 | 48,218,000 | 47,034,000 |
| Allowance for loan losses | 748,000 | 729,000 | 754,000 | 717,000 |
| Securities available for sale | 58,395,000 | 52,007,000 | 50,463,000 | 48,774,000 |
| Securities held to maturity | 7,968,000 | 7,283,000 | 7,273,000 | 9,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,422,000 | 110,864,000 | 118,253,000 | 113,087,000 |
| Interest-bearing deposits | 72,922,000 | 70,788,000 | 71,409,000 | 71,500,000 |
| Noninterest-bearing deposits | 39,500,000 | 40,076,000 | 46,844,000 | 41,587,000 |
| Equity capital | 11,012,000 | 10,969,000 | 10,807,000 | 11,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,976,000 | 3,011,000 | 4,033,000 |
| Interest expense | 91,000 | 177,000 | 263,000 | 333,000 |
| Net interest income | 902,000 | 1,799,000 | 2,748,000 | 3,700,000 |
| Noninterest income | 167,000 | 356,000 | 536,000 | 746,000 |
| Noninterest expense | 857,000 | 1,743,000 | 2,621,000 | 3,576,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 167,000 | 355,000 | 561,000 | 723,000 |
| Income tax | 38,000 | 58,000 | 107,000 | 124,000 |
| Net income | 129,000 | 297,000 | 454,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,757,000 | 10,925,000 | 11,082,000 | 11,228,000 |
| Total capital | 11,500,000 | 11,654,000 | 11,836,000 | 11,944,000 |
| Risk-weighted assets | 59,419,000 | 60,999,000 | 62,267,000 | 60,376,000 |