Call reports 2012
FIRST STATE BANK OF ODEM — 2012
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,143,000 | 113,450,000 | 125,791,000 | 126,557,000 |
| Total loans | 38,743,000 | 43,745,000 | 44,876,000 | 44,148,000 |
| Allowance for loan losses | 561,000 | 629,000 | 664,000 | 709,000 |
| Securities available for sale | 49,789,000 | 43,908,000 | 46,102,000 | 58,618,000 |
| Securities held to maturity | 8,715,000 | 8,203,000 | 5,118,000 | 7,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,809,000 | 102,427,000 | 114,498,000 | 115,432,000 |
| Interest-bearing deposits | 73,592,000 | 70,231,000 | 75,167,000 | 73,008,000 |
| Noninterest-bearing deposits | 32,217,000 | 32,196,000 | 39,331,000 | 42,424,000 |
| Equity capital | 8,144,000 | 10,789,000 | 10,996,000 | 10,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,849,000 | 2,862,000 | 3,837,000 |
| Interest expense | 131,000 | 243,000 | 351,000 | 454,000 |
| Net interest income | 775,000 | 1,606,000 | 2,511,000 | 3,383,000 |
| Noninterest income | 128,000 | 248,000 | 373,000 | 494,000 |
| Noninterest expense | 787,000 | 1,660,000 | 2,512,000 | 3,412,000 |
| Provision for loan losses | 35,000 | 115,000 | 160,000 | 205,000 |
| Pretax income | 102,000 | 186,000 | 319,000 | 367,000 |
| Income tax | -13,000 | -29,000 | -24,000 | 64,000 |
| Net income | 115,000 | 215,000 | 343,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,748,000 | 10,420,000 | 10,421,000 | 10,445,000 |
| Total capital | 8,309,000 | 11,049,000 | 11,085,000 | 11,154,000 |
| Risk-weighted assets | 53,770,000 | 54,873,000 | 55,301,000 | 57,767,000 |