Call reports 2011
FIRST STATE BANK OF ODEM — 2011
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 105,168,000 | 104,827,000 | 120,209,000 | 116,117,000 |
| Total loans | 31,429,000 | 34,748,000 | 35,926,000 | 36,079,000 |
| Allowance for loan losses | 480,000 | 505,000 | 930,000 | 544,000 |
| Securities available for sale | 35,743,000 | 32,484,000 | 27,142,000 | 40,083,000 |
| Securities held to maturity | 13,812,000 | 10,808,000 | 8,744,000 | 8,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,374,000 | 96,445,000 | 111,903,000 | 107,928,000 |
| Interest-bearing deposits | 71,158,000 | 70,905,000 | 75,117,000 | 74,650,000 |
| Noninterest-bearing deposits | 26,216,000 | 25,540,000 | 36,786,000 | 33,278,000 |
| Equity capital | 7,582,000 | 8,078,000 | 7,961,000 | 7,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,695,000 | 2,591,000 | 3,475,000 |
| Interest expense | 229,000 | 435,000 | 614,000 | 771,000 |
| Net interest income | 601,000 | 1,260,000 | 1,977,000 | 2,704,000 |
| Noninterest income | 145,000 | 277,000 | 385,000 | 496,000 |
| Noninterest expense | 770,000 | 1,569,000 | 2,363,000 | 3,177,000 |
| Provision for loan losses | 50,000 | 80,000 | 500,000 | 580,000 |
| Pretax income | -74,000 | -84,000 | -438,000 | -494,000 |
| Income tax | -56,000 | -123,000 | -295,000 | -405,000 |
| Net income | -18,000 | 39,000 | -143,000 | -89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,865,000 | 7,923,000 | 7,741,000 | 7,552,000 |
| Total capital | 8,345,000 | 8,428,000 | 8,320,000 | 8,096,000 |
| Risk-weighted assets | 47,234,000 | 49,057,000 | 45,957,000 | 49,114,000 |