Call reports 2010
FIRST STATE BANK OF ODEM — 2010
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,331,000 | 90,527,000 | 108,855,000 | 101,387,000 |
| Total loans | 30,504,000 | 31,763,000 | 28,917,000 | 30,157,000 |
| Allowance for loan losses | 461,000 | 467,000 | 550,000 | 520,000 |
| Securities available for sale | 29,516,000 | 16,326,000 | 36,011,000 | 34,588,000 |
| Securities held to maturity | 14,637,000 | 27,656,000 | 16,846,000 | 16,841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,911,000 | 82,610,000 | 101,117,000 | 94,078,000 |
| Interest-bearing deposits | 62,205,000 | 62,871,000 | 68,213,000 | 69,392,000 |
| Noninterest-bearing deposits | 18,706,000 | 19,739,000 | 32,904,000 | 24,686,000 |
| Equity capital | 7,217,000 | 7,623,000 | 7,350,000 | 7,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,083,000 | 2,990,000 | 3,811,000 |
| Interest expense | 241,000 | 490,000 | 734,000 | 972,000 |
| Net interest income | 824,000 | 1,593,000 | 2,256,000 | 2,839,000 |
| Noninterest income | 140,000 | 270,000 | 404,000 | 530,000 |
| Noninterest expense | 724,000 | 1,471,000 | 2,206,000 | 2,862,000 |
| Provision for loan losses | 730,000 | 745,000 | 1,101,000 | 1,101,000 |
| Pretax income | -480,000 | -119,000 | -264,000 | -68,000 |
| Income tax | -199,000 | -133,000 | -89,000 | -166,000 |
| Net income | -281,000 | 14,000 | -175,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,103,000 | 7,397,000 | 7,209,000 | 7,482,000 |
| Total capital | 7,564,000 | 7,864,000 | 7,759,000 | 8,002,000 |
| Risk-weighted assets | 46,767,000 | 47,195,000 | 45,338,000 | 46,520,000 |