Call reports 2007

FIRST STATE BANK OF ODEM — 2007

Name: FIRST STATE BANK OF ODEM — FFIEC call report 2007
Creator: FIRST STATE BANK OF ODEM

What FIRST STATE BANK OF ODEM reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9b643ff7-954d-4fa7-be67-836b65ab852d/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	65,641,000	63,878,000	67,127,000	66,506,000
Total loans	18,458,000	21,430,000	20,775,000	20,777,000
Allowance for loan losses	175,000	212,000	211,000	207,000
Securities available for sale	16,870,000	12,623,000	12,891,000	13,052,000
Securities held to maturity	18,515,000	19,015,000	18,755,000	17,211,000
Trading assets	0	0	0	0
Total deposits	58,365,000	56,628,000	59,528,000	59,207,000
Interest-bearing deposits	41,175,000	37,893,000	38,724,000	40,080,000
Noninterest-bearing deposits	17,190,000	18,735,000	20,804,000	19,127,000
Equity capital	6,910,000	6,876,000	7,158,000	7,007,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	896,000	1,788,000	2,689,000	3,606,000
Interest expense	258,000	529,000	806,000	1,099,000
Net interest income	638,000	1,259,000	1,883,000	2,507,000
Noninterest income	101,000	245,000	339,000	424,000
Noninterest expense	547,000	1,116,000	1,702,000	2,459,000
Provision for loan losses	0	21,000	21,000	21,000
Pretax income	192,000	359,000	491,000	443,000
Income tax	45,000	82,000	108,000	71,000
Net income	147,000	277,000	383,000	372,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	6,986,000	7,116,000	7,222,000	6,965,000
Total capital	7,161,000	7,328,000	7,433,000	7,172,000
Risk-weighted assets	31,159,000	33,379,000	33,319,000	33,219,000