Call reports 2004

FIRST STATE BANK OF ODEM — 2004

Name: FIRST STATE BANK OF ODEM — FFIEC call report 2004
Creator: FIRST STATE BANK OF ODEM

What FIRST STATE BANK OF ODEM reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9b643ff7-954d-4fa7-be67-836b65ab852d/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	55,270,000	53,731,000	57,576,000	58,546,000
Total loans	16,295,000	16,441,000	15,662,000	14,531,000
Allowance for loan losses	196,000	242,000	211,000	138,000
Securities available for sale	10,320,000	10,935,000	11,653,000	12,057,000
Securities held to maturity	17,136,000	16,636,000	15,982,000	17,442,000
Trading assets	0	0	0	0
Total deposits	48,633,000	47,243,000	50,718,000	52,058,000
Interest-bearing deposits	38,522,000	37,365,000	37,998,000	38,088,000
Noninterest-bearing deposits	10,111,000	9,878,000	12,720,000	13,970,000
Equity capital	6,355,000	6,253,000	6,501,000	6,319,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	671,000	1,355,000	2,046,000	2,734,000
Interest expense	179,000	349,000	512,000	680,000
Net interest income	492,000	1,006,000	1,534,000	2,054,000
Noninterest income	80,000	159,000	249,000	331,000
Noninterest expense	407,000	823,000	1,246,000	1,760,000
Provision for loan losses	58,000	92,000	163,000	143,000
Pretax income	108,000	278,000	403,000	511,000
Income tax	14,000	49,000	69,000	47,000
Net income	94,000	229,000	334,000	464,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	6,147,000	6,282,000	6,387,000	6,266,000
Total capital	6,343,000	6,524,000	6,598,000	6,404,000
Risk-weighted assets	25,959,000	25,560,000	26,062,000	25,608,000