Call reports 2001
FIRST STATE BANK OF ODEM — 2001
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,118,000 | 48,133,000 | 52,255,000 | 52,931,000 |
| Total loans | 13,002,000 | 13,707,000 | 14,473,000 | 15,383,000 |
| Allowance for loan losses | 180,000 | 192,000 | 184,000 | 172,000 |
| Securities available for sale | 12,575,000 | 14,038,000 | 10,169,000 | 12,103,000 |
| Securities held to maturity | 12,882,000 | 12,394,000 | 15,390,000 | 15,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,071,000 | 41,979,000 | 45,856,000 | 46,952,000 |
| Interest-bearing deposits | 33,101,000 | 35,127,000 | 37,468,000 | 37,364,000 |
| Noninterest-bearing deposits | 6,970,000 | 6,852,000 | 8,388,000 | 9,588,000 |
| Equity capital | 5,572,000 | 5,656,000 | 5,840,000 | 5,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,551,000 | 2,341,000 | 3,098,000 |
| Interest expense | 377,000 | 768,000 | 1,153,000 | 1,498,000 |
| Net interest income | 412,000 | 783,000 | 1,188,000 | 1,600,000 |
| Noninterest income | 59,000 | 111,000 | 169,000 | 242,000 |
| Noninterest expense | 330,000 | 639,000 | 977,000 | 1,350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 333,000 | 463,000 | 582,000 |
| Income tax | 56,000 | 89,000 | 120,000 | 151,000 |
| Net income | 144,000 | 244,000 | 343,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,525,000 | 5,624,000 | 5,724,000 | 5,600,000 |
| Total capital | 5,705,000 | 5,816,000 | 5,908,000 | 5,772,000 |
| Risk-weighted assets | 21,554,000 | 22,492,000 | 23,670,000 | 24,000,000 |