Call reports 2013
NIXON STATE BANK — 2013
What NIXON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,786,000 | 87,181,000 | 74,798,000 | 75,753,000 |
| Total loans | 28,632,000 | 26,283,000 | 24,133,000 | 22,199,000 |
| Allowance for loan losses | 544,000 | 432,000 | 470,000 | 466,000 |
| Securities available for sale | 21,012,000 | 22,328,000 | 21,840,000 | 20,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,246,000 | 82,007,000 | 69,198,000 | 70,252,000 |
| Interest-bearing deposits | 49,559,000 | 48,356,000 | 39,978,000 | 40,557,000 |
| Noninterest-bearing deposits | 33,687,000 | 33,651,000 | 29,220,000 | 29,695,000 |
| Equity capital | 5,388,000 | 5,045,000 | 5,483,000 | 5,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,183,000 | 1,767,000 | 2,300,000 |
| Interest expense | 26,000 | 48,000 | 67,000 | 84,000 |
| Net interest income | 589,000 | 1,135,000 | 1,700,000 | 2,216,000 |
| Noninterest income | 120,000 | 241,000 | 862,000 | 954,000 |
| Noninterest expense | 647,000 | 1,249,000 | 1,905,000 | 2,674,000 |
| Provision for loan losses | 249,000 | 293,000 | 323,000 | 323,000 |
| Pretax income | -187,000 | -166,000 | 334,000 | 173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -187,000 | -166,000 | 334,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,173,000 | 5,193,000 | 5,692,000 | 5,532,000 |
| Total capital | 5,633,000 | 5,625,000 | 6,086,000 | 5,899,000 |
| Risk-weighted assets | 36,690,000 | 34,793,000 | 31,583,000 | 29,215,000 |