Call reports 2012
NIXON STATE BANK — 2012
What NIXON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,246,000 | 81,278,000 | 85,030,000 | 89,339,000 |
| Total loans | 26,702,000 | 25,993,000 | 26,559,000 | 27,241,000 |
| Allowance for loan losses | 326,000 | 344,000 | 383,000 | 459,000 |
| Securities available for sale | 17,643,000 | 17,876,000 | 17,228,000 | 18,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,201,000 | 75,300,000 | 79,109,000 | 83,534,000 |
| Interest-bearing deposits | 46,623,000 | 45,627,000 | 46,942,000 | 48,544,000 |
| Noninterest-bearing deposits | 30,578,000 | 29,673,000 | 32,168,000 | 34,990,000 |
| Equity capital | 5,882,000 | 5,812,000 | 5,756,000 | 5,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,188,000 | 1,759,000 | 2,348,000 |
| Interest expense | 42,000 | 76,000 | 106,000 | 133,000 |
| Net interest income | 558,000 | 1,112,000 | 1,653,000 | 2,215,000 |
| Noninterest income | 135,000 | 265,000 | 383,000 | 539,000 |
| Noninterest expense | 681,000 | 1,333,000 | 1,965,000 | 2,643,000 |
| Provision for loan losses | 52,000 | 123,000 | 194,000 | 265,000 |
| Pretax income | -40,000 | -79,000 | -123,000 | -154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | -79,000 | -123,000 | -154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,504,000 | 5,456,000 | 5,389,000 | 5,358,000 |
| Total capital | 5,848,000 | 5,819,000 | 5,791,000 | 5,790,000 |
| Risk-weighted assets | 34,041,000 | 33,787,000 | 34,018,000 | 34,543,000 |