Call reports 2011
NIXON STATE BANK — 2011
What NIXON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,049,000 | 76,277,000 | 81,114,000 | 82,340,000 |
| Total loans | 25,930,000 | 25,571,000 | 26,274,000 | 25,591,000 |
| Allowance for loan losses | 394,000 | 438,000 | 386,000 | 320,000 |
| Securities available for sale | 17,922,000 | 19,103,000 | 19,294,000 | 20,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,835,000 | 70,081,000 | 74,909,000 | 76,233,000 |
| Interest-bearing deposits | 40,600,000 | 43,088,000 | 45,343,000 | 45,309,000 |
| Noninterest-bearing deposits | 24,235,000 | 26,993,000 | 29,566,000 | 30,924,000 |
| Equity capital | 6,006,000 | 5,989,000 | 6,009,000 | 5,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,240,000 | 1,858,000 | 2,502,000 |
| Interest expense | 59,000 | 116,000 | 170,000 | 218,000 |
| Net interest income | 574,000 | 1,124,000 | 1,688,000 | 2,284,000 |
| Noninterest income | 127,000 | 269,000 | 410,000 | 557,000 |
| Noninterest expense | 661,000 | 1,393,000 | 2,036,000 | 2,692,000 |
| Provision for loan losses | 42,000 | 84,000 | 98,000 | 140,000 |
| Pretax income | -2,000 | -84,000 | -36,000 | 9,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | -84,000 | -36,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,583,000 | 5,519,000 | 5,535,000 | 5,544,000 |
| Total capital | 5,986,000 | 5,926,000 | 5,939,000 | 5,883,000 |
| Risk-weighted assets | 32,153,000 | 32,542,000 | 33,329,000 | 33,560,000 |