Call reports 2010
NIXON STATE BANK — 2010
What NIXON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,394,000 | 67,853,000 | 68,645,000 | 69,306,000 |
| Total loans | 27,660,000 | 28,289,000 | 27,118,000 | 26,542,000 |
| Allowance for loan losses | 451,000 | 438,000 | 404,000 | 385,000 |
| Securities available for sale | 20,610,000 | 21,754,000 | 17,190,000 | 17,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,663,000 | 61,188,000 | 61,955,000 | 63,027,000 |
| Interest-bearing deposits | 40,628,000 | 40,157,000 | 40,745,000 | 39,735,000 |
| Noninterest-bearing deposits | 21,035,000 | 21,031,000 | 21,210,000 | 23,292,000 |
| Equity capital | 6,476,000 | 6,399,000 | 6,399,000 | 6,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,482,000 | 2,169,000 | 2,794,000 |
| Interest expense | 100,000 | 187,000 | 267,000 | 337,000 |
| Net interest income | 655,000 | 1,295,000 | 1,902,000 | 2,457,000 |
| Noninterest income | 158,000 | 308,000 | 464,000 | 678,000 |
| Noninterest expense | 667,000 | 1,354,000 | 2,037,000 | 2,774,000 |
| Provision for loan losses | 72,000 | 114,000 | 156,000 | 299,000 |
| Pretax income | 74,000 | 135,000 | 173,000 | 62,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 135,000 | 173,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,758,000 | 5,772,000 | 5,776,000 | 5,627,000 |
| Total capital | 6,189,000 | 6,208,000 | 6,189,000 | 6,030,000 |
| Risk-weighted assets | 34,403,000 | 34,859,000 | 33,004,000 | 32,668,000 |