Call reports 2009
NIXON STATE BANK — 2009
What NIXON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,664,000 | 67,526,000 | 68,682,000 | 68,495,000 |
| Total loans | 28,058,000 | 28,437,000 | 29,118,000 | 28,259,000 |
| Allowance for loan losses | 354,000 | 384,000 | 396,000 | 433,000 |
| Securities available for sale | 22,045,000 | 21,986,000 | 20,720,000 | 20,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,848,000 | 60,854,000 | 61,761,000 | 61,842,000 |
| Interest-bearing deposits | 39,775,000 | 40,352,000 | 40,751,000 | 41,541,000 |
| Noninterest-bearing deposits | 22,072,000 | 20,502,000 | 21,010,000 | 20,301,000 |
| Equity capital | 6,548,000 | 6,360,000 | 6,652,000 | 6,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,711,000 | 2,541,000 | 3,312,000 |
| Interest expense | 164,000 | 313,000 | 445,000 | 564,000 |
| Net interest income | 710,000 | 1,398,000 | 2,096,000 | 2,748,000 |
| Noninterest income | 169,000 | 308,000 | 461,000 | 624,000 |
| Noninterest expense | 653,000 | 1,371,000 | 2,036,000 | 2,870,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 210,000 |
| Pretax income | 196,000 | 275,000 | 431,000 | 292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 275,000 | 431,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,821,000 | 5,801,000 | 5,883,000 | 5,684,000 |
| Total capital | 6,175,000 | 6,185,000 | 6,279,000 | 6,117,000 |
| Risk-weighted assets | 35,112,000 | 35,378,000 | 35,705,000 | 34,830,000 |