Call reports 2008
NIXON STATE BANK — 2008
What NIXON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 65,403,000 | 66,345,000 | 67,663,000 | 68,207,000 |
| Total loans | 27,306,000 | 26,977,000 | 28,154,000 | 28,283,000 |
| Allowance for loan losses | 351,000 | 301,000 | 280,000 | 339,000 |
| Securities available for sale | 20,989,000 | 22,398,000 | 23,797,000 | 23,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,905,000 | 60,255,000 | 61,215,000 | 61,725,000 |
| Interest-bearing deposits | 37,098,000 | 39,186,000 | 38,910,000 | 39,764,000 |
| Noninterest-bearing deposits | 21,807,000 | 21,069,000 | 22,305,000 | 21,961,000 |
| Equity capital | 6,217,000 | 5,804,000 | 6,165,000 | 6,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,844,000 | 2,763,000 | 3,689,000 |
| Interest expense | 230,000 | 436,000 | 632,000 | 821,000 |
| Net interest income | 711,000 | 1,408,000 | 2,131,000 | 2,868,000 |
| Noninterest income | 164,000 | 327,000 | 486,000 | 646,000 |
| Noninterest expense | 625,000 | 1,257,000 | 1,896,000 | 2,761,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 233,000 |
| Pretax income | 229,000 | 436,000 | 654,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 436,000 | 654,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,603,000 | 5,640,000 | 5,800,000 | 5,626,000 |
| Total capital | 5,954,000 | 5,941,000 | 6,080,000 | 5,965,000 |
| Risk-weighted assets | 34,591,000 | 34,915,000 | 35,803,000 | 36,049,000 |