Call reports 2007
NIXON STATE BANK — 2007
What NIXON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,955,000 | 62,824,000 | 63,775,000 | 63,285,000 |
| Total loans | 26,306,000 | 27,098,000 | 27,056,000 | 27,684,000 |
| Allowance for loan losses | 357,000 | 311,000 | 329,000 | 340,000 |
| Securities available for sale | 20,219,000 | 21,177,000 | 21,447,000 | 20,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,639,000 | 57,484,000 | 57,973,000 | 57,355,000 |
| Interest-bearing deposits | 37,145,000 | 36,684,000 | 36,193,000 | 35,899,000 |
| Noninterest-bearing deposits | 20,494,000 | 20,800,000 | 21,780,000 | 21,456,000 |
| Equity capital | 5,047,000 | 5,042,000 | 5,496,000 | 5,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,934,000 | 2,933,000 | 3,917,000 |
| Interest expense | 236,000 | 478,000 | 720,000 | 961,000 |
| Net interest income | 733,000 | 1,456,000 | 2,213,000 | 2,956,000 |
| Noninterest income | 176,000 | 368,000 | 570,000 | 766,000 |
| Noninterest expense | 641,000 | 1,285,000 | 1,928,000 | 2,773,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 247,000 | 497,000 | 792,000 | 865,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | 497,000 | 792,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,092,000 | 5,206,000 | 5,395,000 | 5,374,000 |
| Total capital | 5,449,000 | 5,517,000 | 5,724,000 | 5,714,000 |
| Risk-weighted assets | 33,606,000 | 34,308,000 | 34,284,000 | 34,663,000 |