Call reports 2006
NIXON STATE BANK — 2006
What NIXON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,055,000 | 65,758,000 | 64,708,000 | 64,138,000 |
| Total loans | 25,622,000 | 25,801,000 | 25,381,000 | 25,220,000 |
| Allowance for loan losses | 338,000 | 301,000 | 331,000 | 356,000 |
| Securities available for sale | 21,832,000 | 25,260,000 | 24,802,000 | 20,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,430,000 | 61,124,000 | 59,663,000 | 59,094,000 |
| Interest-bearing deposits | 40,184,000 | 38,411,000 | 36,651,000 | 37,490,000 |
| Noninterest-bearing deposits | 21,246,000 | 22,713,000 | 23,012,000 | 21,604,000 |
| Equity capital | 4,405,000 | 4,384,000 | 4,792,000 | 4,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,800,000 | 2,735,000 | 3,683,000 |
| Interest expense | 162,000 | 339,000 | 540,000 | 773,000 |
| Net interest income | 726,000 | 1,461,000 | 2,195,000 | 2,910,000 |
| Noninterest income | 188,000 | 380,000 | 577,000 | 767,000 |
| Noninterest expense | 650,000 | 1,292,000 | 1,939,000 | 2,789,000 |
| Provision for loan losses | 0 | 18,000 | 45,000 | 72,000 |
| Pretax income | 264,000 | 531,000 | 788,000 | 816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 531,000 | 788,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,633,000 | 4,760,000 | 4,932,000 | 4,844,000 |
| Total capital | 4,971,000 | 5,061,000 | 5,263,000 | 5,201,000 |
| Risk-weighted assets | 32,960,000 | 33,643,000 | 32,987,000 | 33,018,000 |