Call reports 2005
NIXON STATE BANK — 2005
What NIXON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,856,000 | 60,372,000 | 61,997,000 | 68,673,000 |
| Total loans | 25,396,000 | 26,600,000 | 27,389,000 | 25,551,000 |
| Allowance for loan losses | 336,000 | 353,000 | 360,000 | 348,000 |
| Securities available for sale | 17,918,000 | 17,761,000 | 19,487,000 | 19,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,592,000 | 56,097,000 | 57,596,000 | 64,369,000 |
| Interest-bearing deposits | 37,821,000 | 37,961,000 | 37,644,000 | 39,002,000 |
| Noninterest-bearing deposits | 17,771,000 | 18,136,000 | 19,952,000 | 25,367,000 |
| Equity capital | 4,096,000 | 4,089,000 | 4,202,000 | 4,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,436,000 | 2,219,000 | 3,058,000 |
| Interest expense | 109,000 | 226,000 | 360,000 | 504,000 |
| Net interest income | 611,000 | 1,210,000 | 1,859,000 | 2,554,000 |
| Noninterest income | 178,000 | 365,000 | 563,000 | 755,000 |
| Noninterest expense | 616,000 | 1,191,000 | 1,787,000 | 2,567,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 99,000 |
| Pretax income | 146,000 | 330,000 | 554,000 | 643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 330,000 | 554,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,223,000 | 4,257,000 | 4,387,000 | 4,369,000 |
| Total capital | 4,559,000 | 4,610,000 | 4,747,000 | 4,717,000 |
| Risk-weighted assets | 31,827,000 | 33,019,000 | 33,901,000 | 33,440,000 |