Call reports 2004
NIXON STATE BANK — 2004
What NIXON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,570,000 | 54,580,000 | 58,160,000 | 63,422,000 |
| Total loans | 26,357,000 | 26,645,000 | 25,180,000 | 26,048,000 |
| Allowance for loan losses | 323,000 | 327,000 | 348,000 | 331,000 |
| Securities available for sale | 9,856,000 | 16,196,000 | 15,335,000 | 16,061,000 |
| Securities held to maturity | 619,000 | 596,000 | 521,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,258,000 | 50,468,000 | 53,801,000 | 59,270,000 |
| Interest-bearing deposits | 36,583,000 | 36,383,000 | 36,563,000 | 38,020,000 |
| Noninterest-bearing deposits | 14,675,000 | 14,085,000 | 17,238,000 | 21,250,000 |
| Equity capital | 4,147,000 | 3,940,000 | 4,185,000 | 3,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,307,000 | 1,966,000 | 2,626,000 |
| Interest expense | 118,000 | 228,000 | 335,000 | 442,000 |
| Net interest income | 532,000 | 1,079,000 | 1,631,000 | 2,184,000 |
| Noninterest income | 202,000 | 401,000 | 606,000 | 772,000 |
| Noninterest expense | 518,000 | 1,062,000 | 1,631,000 | 2,401,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 189,000 | 364,000 | 525,000 | 468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 364,000 | 525,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,045,000 | 4,052,000 | 4,158,000 | 4,077,000 |
| Total capital | 4,368,000 | 4,378,000 | 4,506,000 | 4,408,000 |
| Risk-weighted assets | 30,883,000 | 31,114,000 | 30,855,000 | 32,898,000 |