Call reports 2003
NIXON STATE BANK — 2003
What NIXON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,597,000 | 53,988,000 | 56,303,000 | 55,085,000 |
| Total loans | 25,612,000 | 25,946,000 | 26,614,000 | 26,104,000 |
| Allowance for loan losses | 316,000 | 312,000 | 289,000 | 300,000 |
| Securities available for sale | 7,713,000 | 6,642,000 | 9,777,000 | 11,241,000 |
| Securities held to maturity | 810,000 | 770,000 | 680,000 | 649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,443,000 | 49,793,000 | 52,111,000 | 50,998,000 |
| Interest-bearing deposits | 35,735,000 | 36,112,000 | 36,916,000 | 36,549,000 |
| Noninterest-bearing deposits | 13,708,000 | 13,681,000 | 15,195,000 | 14,449,000 |
| Equity capital | 3,981,000 | 4,009,000 | 4,014,000 | 3,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,334,000 | 2,000,000 | 2,663,000 |
| Interest expense | 164,000 | 323,000 | 473,000 | 611,000 |
| Net interest income | 502,000 | 1,011,000 | 1,527,000 | 2,052,000 |
| Noninterest income | 214,000 | 438,000 | 650,000 | 856,000 |
| Noninterest expense | 512,000 | 1,044,000 | 1,576,000 | 2,241,000 |
| Provision for loan losses | 24,000 | 51,000 | 78,000 | 181,000 |
| Pretax income | 180,000 | 354,000 | 523,000 | 486,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 354,000 | 523,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,779,000 | 3,822,000 | 3,916,000 | 3,857,000 |
| Total capital | 4,095,000 | 4,134,000 | 4,205,000 | 4,157,000 |
| Risk-weighted assets | 29,880,000 | 30,371,000 | 31,594,000 | 31,226,000 |