Call reports 2002
NIXON STATE BANK — 2002
What NIXON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,815,000 | 49,397,000 | 51,140,000 | 51,500,000 |
| Total loans | 23,245,000 | 23,567,000 | 23,799,000 | 24,493,000 |
| Allowance for loan losses | 294,000 | 313,000 | 310,000 | 300,000 |
| Securities available for sale | 7,735,000 | 7,720,000 | 7,709,000 | 8,287,000 |
| Securities held to maturity | 1,047,000 | 992,000 | 900,000 | 856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,140,000 | 45,608,000 | 47,150,000 | 47,511,000 |
| Interest-bearing deposits | 32,709,000 | 33,311,000 | 34,228,000 | 34,606,000 |
| Noninterest-bearing deposits | 11,431,000 | 12,298,000 | 12,922,000 | 12,905,000 |
| Equity capital | 3,460,000 | 3,593,000 | 3,799,000 | 3,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,391,000 | 2,092,000 | 2,777,000 |
| Interest expense | 220,000 | 414,000 | 600,000 | 779,000 |
| Net interest income | 478,000 | 977,000 | 1,492,000 | 1,998,000 |
| Noninterest income | 170,000 | 344,000 | 557,000 | 774,000 |
| Noninterest expense | 489,000 | 960,000 | 1,429,000 | 2,037,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 135,000 | 313,000 | 548,000 | 639,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 313,000 | 548,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,302,000 | 3,391,000 | 3,566,000 | 3,600,000 |
| Total capital | 3,596,000 | 3,704,000 | 3,876,000 | 3,900,000 |
| Risk-weighted assets | 26,593,000 | 27,254,000 | 28,063,000 | 28,976,000 |