Call reports 2001
NIXON STATE BANK — 2001
What NIXON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,731,000 | 43,924,000 | 45,972,000 | 45,361,000 |
| Total loans | 20,497,000 | 21,688,000 | 23,575,000 | 23,526,000 |
| Allowance for loan losses | 272,000 | 272,000 | 282,000 | 278,000 |
| Securities available for sale | 8,399,000 | 9,362,000 | 7,095,000 | 6,836,000 |
| Securities held to maturity | 1,354,000 | 1,278,000 | 1,164,000 | 1,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,158,000 | 40,365,000 | 42,301,000 | 41,724,000 |
| Interest-bearing deposits | 28,500,000 | 30,065,000 | 31,269,000 | 31,643,000 |
| Noninterest-bearing deposits | 9,658,000 | 10,300,000 | 11,032,000 | 10,081,000 |
| Equity capital | 3,322,000 | 3,305,000 | 3,418,000 | 3,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,543,000 | 2,330,000 | 3,070,000 |
| Interest expense | 287,000 | 575,000 | 850,000 | 1,104,000 |
| Net interest income | 487,000 | 968,000 | 1,480,000 | 1,966,000 |
| Noninterest income | 159,000 | 321,000 | 476,000 | 640,000 |
| Noninterest expense | 469,000 | 928,000 | 1,398,000 | 1,994,000 |
| Provision for loan losses | 18,000 | 36,000 | 56,000 | 77,000 |
| Pretax income | 159,000 | 325,000 | 502,000 | 535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 325,000 | 502,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,162,000 | 3,139,000 | 3,180,000 | 3,214,000 |
| Total capital | 3,434,000 | 3,411,000 | 3,462,000 | 3,492,000 |
| Risk-weighted assets | 23,869,000 | 24,950,000 | 26,669,000 | 26,439,000 |