Call reports 2009
COLUMBIA BANK — 2009
What COLUMBIA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,571,000 | 233,904,000 | 230,870,000 | 244,710,000 |
| Total loans | 167,717,000 | 171,119,000 | 167,175,000 | 170,555,000 |
| Allowance for loan losses | 2,364,000 | 3,085,000 | 2,657,000 | 3,836,000 |
| Securities available for sale | 26,586,000 | 30,147,000 | 29,448,000 | 33,372,000 |
| Securities held to maturity | 24,520,000 | 23,850,000 | 23,295,000 | 22,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,174,000 | 182,928,000 | 183,863,000 | 201,176,000 |
| Interest-bearing deposits | 159,966,000 | 165,618,000 | 165,208,000 | 180,822,000 |
| Noninterest-bearing deposits | 17,208,000 | 17,310,000 | 18,655,000 | 20,354,000 |
| Equity capital | 19,279,000 | 18,609,000 | 19,903,000 | 18,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,432,000 | 9,755,000 | 12,935,000 |
| Interest expense | 1,478,000 | 2,862,000 | 4,135,000 | 5,282,000 |
| Net interest income | 1,703,000 | 3,570,000 | 5,620,000 | 7,653,000 |
| Noninterest income | 195,000 | 383,000 | 585,000 | 807,000 |
| Noninterest expense | 1,263,000 | 2,744,000 | 4,082,000 | 5,777,000 |
| Provision for loan losses | 455,000 | 1,236,000 | 2,253,000 | 3,851,000 |
| Pretax income | 180,000 | 324,000 | 443,000 | -595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 324,000 | 443,000 | -595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,848,000 | 18,920,000 | 19,979,000 | 18,888,000 |
| Total capital | 21,146,000 | 21,175,000 | 22,245,000 | 21,242,000 |
| Risk-weighted assets | 183,759,000 | 181,350,000 | 181,110,000 | 186,075,000 |