Call reports 2008
COLUMBIA BANK — 2008
What COLUMBIA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 207,533,000 | 213,383,000 | 223,783,000 | 229,225,000 |
| Total loans | 161,223,000 | 161,942,000 | 160,871,000 | 168,791,000 |
| Allowance for loan losses | 1,923,000 | 2,079,000 | 1,517,000 | 1,932,000 |
| Securities available for sale | 12,498,000 | 17,945,000 | 25,103,000 | 24,994,000 |
| Securities held to maturity | 26,272,000 | 25,483,000 | 25,228,000 | 24,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,700,000 | 158,408,000 | 170,422,000 | 173,378,000 |
| Interest-bearing deposits | 140,405,000 | 136,057,000 | 151,981,000 | 151,920,000 |
| Noninterest-bearing deposits | 21,295,000 | 22,351,000 | 18,441,000 | 21,457,000 |
| Equity capital | 18,171,000 | 17,977,000 | 18,296,000 | 19,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,442,000 | 6,838,000 | 10,190,000 | 13,562,000 |
| Interest expense | 1,628,000 | 3,108,000 | 4,596,000 | 6,157,000 |
| Net interest income | 1,814,000 | 3,730,000 | 5,594,000 | 7,405,000 |
| Noninterest income | 228,000 | 461,000 | 696,000 | 975,000 |
| Noninterest expense | 1,309,000 | 2,637,000 | 3,952,000 | 5,161,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 1,188,000 |
| Pretax income | 583,000 | 1,254,000 | 1,738,000 | 2,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,254,000 | 1,738,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,034,000 | 18,370,000 | 18,611,000 | 18,758,000 |
| Total capital | 19,957,000 | 20,449,000 | 20,128,000 | 20,690,000 |
| Risk-weighted assets | 179,309,000 | 179,279,000 | 177,483,000 | 184,400,000 |