Call reports 2007
COLUMBIA BANK — 2007
What COLUMBIA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 195,581,000 | 196,544,000 | 195,538,000 | 201,763,000 |
| Total loans | 148,989,000 | 149,382,000 | 149,667,000 | 153,279,000 |
| Allowance for loan losses | 1,652,000 | 1,645,000 | 1,646,000 | 1,771,000 |
| Securities available for sale | 14,060,000 | 12,893,000 | 12,083,000 | 13,191,000 |
| Securities held to maturity | 24,540,000 | 25,464,000 | 26,108,000 | 26,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,075,000 | 168,155,000 | 165,456,000 | 149,928,000 |
| Interest-bearing deposits | 139,736,000 | 145,824,000 | 144,759,000 | 129,679,000 |
| Noninterest-bearing deposits | 23,339,000 | 22,331,000 | 20,697,000 | 20,249,000 |
| Equity capital | 16,143,000 | 16,442,000 | 17,050,000 | 17,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 6,970,000 | 10,554,000 | 14,129,000 |
| Interest expense | 1,579,000 | 3,191,000 | 4,868,000 | 6,531,000 |
| Net interest income | 1,846,000 | 3,779,000 | 5,686,000 | 7,598,000 |
| Noninterest income | 230,000 | 484,000 | 767,000 | 1,009,000 |
| Noninterest expense | 1,231,000 | 2,519,000 | 3,860,000 | 5,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 140,000 |
| Pretax income | 845,000 | 1,744,000 | 2,593,000 | 3,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 845,000 | 1,744,000 | 2,593,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,351,000 | 16,800,000 | 17,225,000 | 17,702,000 |
| Total capital | 18,003,000 | 18,445,000 | 18,871,000 | 19,473,000 |
| Risk-weighted assets | 161,254,000 | 164,953,000 | 165,953,000 | 172,238,000 |