Call reports 2006
COLUMBIA BANK — 2006
What COLUMBIA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 189,390,000 | 198,210,000 | 195,870,000 | 194,184,000 |
| Total loans | 138,792,000 | 142,850,000 | 140,952,000 | 143,245,000 |
| Allowance for loan losses | 1,620,000 | 1,643,000 | 1,643,000 | 1,651,000 |
| Securities available for sale | 19,905,000 | 18,694,000 | 17,905,000 | 16,983,000 |
| Securities held to maturity | 19,674,000 | 21,417,000 | 23,997,000 | 24,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,828,000 | 172,771,000 | 168,861,000 | 163,651,000 |
| Interest-bearing deposits | 138,966,000 | 146,440,000 | 141,510,000 | 139,032,000 |
| Noninterest-bearing deposits | 24,862,000 | 26,331,000 | 27,351,000 | 24,619,000 |
| Equity capital | 14,078,000 | 14,444,000 | 15,165,000 | 15,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,060,000 | 6,352,000 | 9,795,000 | 13,209,000 |
| Interest expense | 1,134,000 | 2,455,000 | 3,933,000 | 5,461,000 |
| Net interest income | 1,926,000 | 3,897,000 | 5,862,000 | 7,748,000 |
| Noninterest income | 246,000 | 492,000 | 730,000 | 967,000 |
| Noninterest expense | 1,192,000 | 2,446,000 | 3,767,000 | 5,071,000 |
| Provision for loan losses | 46,000 | 64,000 | 64,000 | 64,000 |
| Pretax income | 934,000 | 1,879,000 | 2,761,000 | 3,580,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 28,000 |
| Net income | 927,000 | 1,865,000 | 2,740,000 | 3,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,581,000 | 15,049,000 | 15,487,000 | 15,927,000 |
| Total capital | 16,201,000 | 16,692,000 | 17,130,000 | 17,578,000 |
| Risk-weighted assets | 149,737,000 | 158,677,000 | 159,249,000 | 157,446,000 |