Call reports 2005
COLUMBIA BANK — 2005
What COLUMBIA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 161,201,000 | 166,498,000 | 175,838,000 | 184,645,000 |
| Total loans | 119,109,000 | 127,097,000 | 136,846,000 | 138,086,000 |
| Allowance for loan losses | 1,328,000 | 1,379,000 | 1,471,000 | 1,572,000 |
| Securities available for sale | 19,609,000 | 18,933,000 | 17,861,000 | 16,903,000 |
| Securities held to maturity | 13,293,000 | 12,573,000 | 11,686,000 | 15,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,784,000 | 137,324,000 | 146,871,000 | 160,242,000 |
| Interest-bearing deposits | 116,775,000 | 112,835,000 | 122,705,000 | 135,586,000 |
| Noninterest-bearing deposits | 22,009,000 | 24,489,000 | 24,166,000 | 24,656,000 |
| Equity capital | 12,440,000 | 12,998,000 | 13,309,000 | 13,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,634,000 | 7,351,000 | 10,250,000 |
| Interest expense | 696,000 | 1,476,000 | 2,342,000 | 3,372,000 |
| Net interest income | 1,538,000 | 3,158,000 | 5,009,000 | 6,878,000 |
| Noninterest income | 230,000 | 489,000 | 753,000 | 1,008,000 |
| Noninterest expense | 1,089,000 | 2,186,000 | 3,308,000 | 4,482,000 |
| Provision for loan losses | 64,000 | 118,000 | 215,000 | 319,000 |
| Pretax income | 615,000 | 1,343,000 | 2,239,000 | 3,085,000 |
| Income tax | 3,000 | 9,000 | 15,000 | 22,000 |
| Net income | 612,000 | 1,334,000 | 2,224,000 | 3,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,859,000 | 13,221,000 | 13,666,000 | 14,085,000 |
| Total capital | 14,187,000 | 14,600,000 | 15,137,000 | 15,657,000 |
| Risk-weighted assets | 127,852,000 | 131,915,000 | 142,708,000 | 144,832,000 |