Call reports 2004
COLUMBIA BANK — 2004
What COLUMBIA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 131,172,000 | 140,333,000 | 158,137,000 | 160,982,000 |
| Total loans | 99,807,000 | 107,588,000 | 112,306,000 | 116,603,000 |
| Allowance for loan losses | 1,072,000 | 1,139,000 | 1,213,000 | 1,249,000 |
| Securities available for sale | 7,055,000 | 5,750,000 | 19,082,000 | 18,358,000 |
| Securities held to maturity | 16,396,000 | 18,460,000 | 17,676,000 | 16,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,860,000 | 123,998,000 | 133,570,000 | 136,561,000 |
| Interest-bearing deposits | 97,409,000 | 103,284,000 | 112,433,000 | 116,120,000 |
| Noninterest-bearing deposits | 19,451,000 | 20,714,000 | 21,137,000 | 20,441,000 |
| Equity capital | 8,848,000 | 8,906,000 | 12,218,000 | 12,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,721,000 | 5,722,000 | 7,924,000 |
| Interest expense | 585,000 | 1,194,000 | 1,838,000 | 2,516,000 |
| Net interest income | 1,245,000 | 2,527,000 | 3,884,000 | 5,408,000 |
| Noninterest income | 209,000 | 442,000 | 657,000 | 878,000 |
| Noninterest expense | 1,041,000 | 2,076,000 | 3,092,000 | 4,226,000 |
| Provision for loan losses | 44,000 | 108,000 | 162,000 | 216,000 |
| Pretax income | 378,000 | 785,000 | 1,287,000 | 1,844,000 |
| Income tax | 0 | 1,000 | 0 | 0 |
| Net income | 378,000 | 784,000 | 1,287,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,806,000 | 8,998,000 | 12,273,000 | 12,553,000 |
| Total capital | 9,878,000 | 10,137,000 | 13,486,000 | 13,802,000 |
| Risk-weighted assets | 105,057,000 | 114,649,000 | 121,716,000 | 124,989,000 |