Call reports 2003
COLUMBIA BANK — 2003
What COLUMBIA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 121,751,000 | 124,627,000 | 126,142,000 | 130,585,000 |
| Total loans | 89,007,000 | 90,660,000 | 92,511,000 | 97,884,000 |
| Allowance for loan losses | 958,000 | 974,000 | 1,027,000 | 1,011,000 |
| Securities available for sale | 21,670,000 | 22,679,000 | 7,801,000 | 7,402,000 |
| Securities held to maturity | 99,000 | 99,000 | 17,486,000 | 16,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,296,000 | 112,732,000 | 112,104,000 | 114,915,000 |
| Interest-bearing deposits | 97,985,000 | 98,322,000 | 96,283,000 | 97,313,000 |
| Noninterest-bearing deposits | 13,311,000 | 14,411,000 | 15,821,000 | 17,602,000 |
| Equity capital | 8,550,000 | 8,416,000 | 8,600,000 | 8,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,496,000 | 5,380,000 | 7,363,000 |
| Interest expense | 666,000 | 1,352,000 | 1,990,000 | 2,589,000 |
| Net interest income | 1,087,000 | 2,144,000 | 3,390,000 | 4,774,000 |
| Noninterest income | 170,000 | 312,000 | 503,000 | 578,000 |
| Noninterest expense | 936,000 | 1,973,000 | 3,037,000 | 3,991,000 |
| Provision for loan losses | 142,000 | 196,000 | 278,000 | 389,000 |
| Pretax income | 179,000 | 317,000 | 608,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 317,000 | 608,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,255,000 | 8,348,000 | 8,589,000 | 8,629,000 |
| Total capital | 9,213,000 | 9,322,000 | 9,616,000 | 9,640,000 |
| Risk-weighted assets | 93,747,000 | 97,143,000 | 100,159,000 | 104,343,000 |