Call reports 2002
COLUMBIA BANK — 2002
What COLUMBIA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,600,000 | 104,194,000 | 109,169,000 | 118,125,000 |
| Total loans | 77,452,000 | 81,633,000 | 83,512,000 | 85,444,000 |
| Allowance for loan losses | 797,000 | 873,000 | 880,000 | 883,000 |
| Securities available for sale | 13,352,000 | 14,577,000 | 16,352,000 | 22,593,000 |
| Securities held to maturity | 124,000 | 116,000 | 115,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,815,000 | 92,238,000 | 94,750,000 | 106,897,000 |
| Interest-bearing deposits | 76,653,000 | 79,110,000 | 81,707,000 | 88,462,000 |
| Noninterest-bearing deposits | 14,162,000 | 13,128,000 | 13,043,000 | 18,435,000 |
| Equity capital | 7,770,000 | 8,271,000 | 8,393,000 | 8,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,405,000 | 5,222,000 | 7,047,000 |
| Interest expense | 602,000 | 1,167,000 | 1,772,000 | 2,418,000 |
| Net interest income | 1,054,000 | 2,238,000 | 3,450,000 | 4,629,000 |
| Noninterest income | 132,000 | 290,000 | 456,000 | 628,000 |
| Noninterest expense | 877,000 | 1,748,000 | 2,632,000 | 3,555,000 |
| Provision for loan losses | 84,000 | 148,000 | 171,000 | 219,000 |
| Pretax income | 225,000 | 632,000 | 1,103,000 | 1,483,000 |
| Income tax | 75,000 | 118,000 | 222,000 | 222,000 |
| Net income | 150,000 | 514,000 | 881,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,791,000 | 8,076,000 | 8,055,000 | 8,141,000 |
| Total capital | 8,588,000 | 8,949,000 | 8,935,000 | 9,024,000 |
| Risk-weighted assets | 81,776,000 | 87,237,000 | 91,034,000 | 90,432,000 |