Call reports 2024
PENN COMMUNITY BANK — 2024
What PENN COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,897,382,000 | 2,969,690,000 | 2,942,815,000 | 2,934,068,000 |
| Total loans | 1,916,606,000 | 1,934,515,000 | 1,931,185,000 | 1,919,016,000 |
| Allowance for loan losses | 17,286,000 | 16,396,000 | 16,239,000 | 17,388,000 |
| Securities available for sale | 620,815,000 | 623,467,000 | 635,443,000 | 580,993,000 |
| Securities held to maturity | 42,254,000 | 42,261,000 | 42,269,000 | 42,276,000 |
| Trading assets | 125,000 | 79,000 | 426,000 | 50,000 |
| Total deposits | 2,207,346,000 | 2,246,432,000 | 2,274,263,000 | 2,307,225,000 |
| Interest-bearing deposits | 1,945,029,000 | 1,973,185,000 | 2,014,458,000 | 2,045,479,000 |
| Noninterest-bearing deposits | 262,317,000 | 273,247,000 | 259,805,000 | 261,746,000 |
| Equity capital | 283,564,000 | 286,179,000 | 306,923,000 | 291,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 32,169,000 | 65,252,000 | 99,285,000 | 132,453,000 |
| Interest expense | 16,405,000 | 34,688,000 | 53,860,000 | 72,755,000 |
| Net interest income | 15,764,000 | 30,564,000 | 45,425,000 | 59,698,000 |
| Noninterest income | 2,133,000 | 4,326,000 | 6,539,000 | 8,555,000 |
| Noninterest expense | 14,383,000 | 29,310,000 | 44,018,000 | 59,496,000 |
| Provision for loan losses | -202,000 | -912,000 | -663,000 | 563,000 |
| Pretax income | 4,169,000 | 7,545,000 | 9,950,000 | 9,418,000 |
| Income tax | 663,000 | 1,171,000 | 1,462,000 | 1,164,000 |
| Net income | 3,506,000 | 6,374,000 | 8,488,000 | 8,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,573,000 | 371,460,000 | 373,591,000 | 373,375,000 |
| Total capital | 389,797,000 | 391,195,000 | 392,881,000 | 393,930,000 |
| Risk-weighted assets | 2,133,023,000 | 2,148,004,000 | 2,127,982,000 | 2,117,694,000 |