Call reports 2023
PENN COMMUNITY BANK — 2023
What PENN COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,746,366,000 | 2,792,346,000 | 2,834,497,000 | 2,869,234,000 |
| Total loans | 1,780,121,000 | 1,819,408,000 | 1,875,036,000 | 1,910,776,000 |
| Allowance for loan losses | 17,556,000 | 18,769,000 | 18,168,000 | 17,296,000 |
| Securities available for sale | 639,439,000 | 619,732,000 | 597,922,000 | 632,265,000 |
| Securities held to maturity | 57,124,000 | 68,047,000 | 58,269,000 | 47,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,099,693,000 | 2,135,602,000 | 2,145,832,000 | 2,157,852,000 |
| Interest-bearing deposits | 1,802,834,000 | 1,855,357,000 | 1,876,538,000 | 1,887,020,000 |
| Noninterest-bearing deposits | 296,859,000 | 280,245,000 | 269,294,000 | 270,832,000 |
| Equity capital | 265,784,000 | 263,709,000 | 250,633,000 | 284,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 26,935,000 | 56,013,000 | 86,501,000 | 117,965,000 |
| Interest expense | 8,077,000 | 19,268,000 | 32,558,000 | 48,006,000 |
| Net interest income | 18,858,000 | 36,745,000 | 53,943,000 | 69,959,000 |
| Noninterest income | 2,246,000 | 4,189,000 | 6,323,000 | 9,257,000 |
| Noninterest expense | 14,341,000 | 28,304,000 | 42,818,000 | 57,479,000 |
| Provision for loan losses | 1,256,000 | 2,331,000 | 1,711,000 | 878,000 |
| Pretax income | 5,672,000 | 10,196,000 | 16,481,000 | 21,576,000 |
| Income tax | 1,056,000 | 1,854,000 | 3,001,000 | 3,741,000 |
| Net income | 4,616,000 | 8,342,000 | 13,480,000 | 17,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,745,000 | 355,499,000 | 360,666,000 | 365,050,000 |
| Total capital | 374,245,000 | 379,480,000 | 383,199,000 | 386,738,000 |
| Risk-weighted assets | 2,054,326,000 | 2,084,107,000 | 2,130,876,000 | 2,137,505,000 |