Call reports 2022
PENN COMMUNITY BANK — 2022
What PENN COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,674,943,000 | 2,630,907,000 | 2,598,532,000 | 2,660,709,000 |
| Total loans | 1,548,603,000 | 1,623,484,000 | 1,695,508,000 | 1,735,043,000 |
| Allowance for loan losses | 17,004,000 | 17,314,000 | 16,696,000 | 17,277,000 |
| Securities available for sale | 706,143,000 | 690,646,000 | 638,957,000 | 642,956,000 |
| Securities held to maturity | 34,846,000 | 30,353,000 | 41,491,000 | 41,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,239,924,000 | 2,247,720,000 | 2,206,856,000 | 2,115,356,000 |
| Interest-bearing deposits | 1,931,998,000 | 1,938,486,000 | 1,900,229,000 | 1,821,194,000 |
| Noninterest-bearing deposits | 307,926,000 | 309,234,000 | 306,627,000 | 294,162,000 |
| Equity capital | 289,615,000 | 270,092,000 | 241,529,000 | 253,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 19,173,000 | 39,818,000 | 62,574,000 | 87,693,000 |
| Interest expense | 2,416,000 | 4,525,000 | 6,822,000 | 11,070,000 |
| Net interest income | 16,757,000 | 35,293,000 | 55,752,000 | 76,623,000 |
| Noninterest income | 3,280,000 | 6,649,000 | 9,331,000 | 11,377,000 |
| Noninterest expense | 14,282,000 | 28,536,000 | 44,116,000 | 59,738,000 |
| Provision for loan losses | -93,000 | 329,000 | -235,000 | 536,000 |
| Pretax income | 5,848,000 | 13,077,000 | 21,202,000 | 27,726,000 |
| Income tax | 1,034,000 | 2,421,000 | 3,920,000 | 5,161,000 |
| Net income | 4,814,000 | 10,656,000 | 17,282,000 | 22,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 326,450,000 | 332,350,000 | 339,035,000 | 348,884,000 |
| Total capital | 344,606,000 | 350,816,000 | 357,532,000 | 367,963,000 |
| Risk-weighted assets | 1,805,063,000 | 1,907,233,000 | 1,984,298,000 | 2,017,960,000 |