Call reports 2021
PENN COMMUNITY BANK — 2021
What PENN COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,630,259,000 | 2,693,996,000 | 2,745,332,000 | 2,705,521,000 |
| Total loans | 1,603,349,000 | 1,540,247,000 | 1,521,533,000 | 1,504,101,000 |
| Allowance for loan losses | 16,710,000 | 16,710,000 | 16,727,000 | 16,743,000 |
| Securities available for sale | 625,847,000 | 692,817,000 | 709,561,000 | 728,305,000 |
| Securities held to maturity | 26,936,000 | 32,385,000 | 33,821,000 | 33,186,000 |
| Trading assets | 100,000 | 0 | 0 | 0 |
| Total deposits | 2,023,171,000 | 2,083,827,000 | 2,147,681,000 | 2,142,593,000 |
| Interest-bearing deposits | 1,772,287,000 | 1,819,745,000 | 1,864,856,000 | 1,852,240,000 |
| Noninterest-bearing deposits | 250,884,000 | 264,082,000 | 282,825,000 | 290,353,000 |
| Equity capital | 309,329,000 | 320,564,000 | 322,268,000 | 323,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,775,000 | 39,306,000 | 59,390,000 | 78,759,000 |
| Interest expense | 3,642,000 | 6,818,000 | 9,830,000 | 12,567,000 |
| Net interest income | 16,133,000 | 32,488,000 | 49,560,000 | 66,192,000 |
| Noninterest income | 5,130,000 | 8,837,000 | 12,620,000 | 16,140,000 |
| Noninterest expense | 13,217,000 | 26,576,000 | 40,742,000 | 55,693,000 |
| Provision for loan losses | 0 | -185,000 | -185,000 | -185,000 |
| Pretax income | 8,046,000 | 14,934,000 | 21,652,000 | 26,853,000 |
| Income tax | 1,311,000 | 2,647,000 | 3,872,000 | 4,759,000 |
| Net income | 6,735,000 | 12,287,000 | 17,780,000 | 22,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 305,988,000 | 311,616,000 | 317,187,000 | 321,578,000 |
| Total capital | 323,849,000 | 329,478,000 | 335,065,000 | 339,472,000 |
| Risk-weighted assets | 1,673,828,000 | 1,683,733,000 | 1,708,693,000 | 1,717,389,000 |