Call reports 2020
PENN COMMUNITY BANK — 2020
What PENN COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,396,414,000 | 2,521,165,000 | 2,525,773,000 | 2,546,878,000 |
| Total loans | 1,715,466,000 | 1,760,193,000 | 1,729,965,000 | 1,659,280,000 |
| Allowance for loan losses | 15,168,000 | 15,992,000 | 16,504,000 | 16,709,000 |
| Securities available for sale | 447,762,000 | 484,255,000 | 520,124,000 | 580,944,000 |
| Securities held to maturity | 33,019,000 | 28,744,000 | 27,866,000 | 25,183,000 |
| Trading assets | 320,000 | 358,000 | 411,000 | 0 |
| Total deposits | 1,727,794,000 | 1,884,976,000 | 1,901,218,000 | 1,934,595,000 |
| Interest-bearing deposits | 1,705,537,000 | 1,857,049,000 | 1,875,114,000 | 1,907,523,000 |
| Noninterest-bearing deposits | 22,257,000 | 27,927,000 | 26,104,000 | 27,072,000 |
| Equity capital | 299,812,000 | 305,359,000 | 308,022,000 | 313,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,256,000 | 43,584,000 | 64,213,000 | 85,182,000 |
| Interest expense | 6,402,000 | 11,966,000 | 16,771,000 | 20,953,000 |
| Net interest income | 15,854,000 | 31,618,000 | 47,442,000 | 64,229,000 |
| Noninterest income | 3,526,000 | 6,699,000 | 10,270,000 | 15,127,000 |
| Noninterest expense | 14,437,000 | 27,355,000 | 41,515,000 | 55,551,000 |
| Provision for loan losses | 1,403,000 | 2,609,000 | 3,097,000 | 3,097,000 |
| Pretax income | 4,118,000 | 8,948,000 | 13,695,000 | 21,303,000 |
| Income tax | 744,000 | 1,521,000 | 2,364,000 | 3,748,000 |
| Net income | 3,374,000 | 7,427,000 | 11,331,000 | 17,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 283,754,000 | 287,910,000 | 291,906,000 | 299,174,000 |
| Total capital | 300,074,000 | 305,054,000 | 309,562,000 | 317,034,000 |
| Risk-weighted assets | 1,744,685,000 | 1,719,000,000 | 1,715,242,000 | 1,683,622,000 |