Call reports 2019
PENN COMMUNITY BANK — 2019
What PENN COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,178,986,000 | 2,256,993,000 | 2,299,414,000 | 2,340,083,000 |
| Total loans | 1,505,834,000 | 1,559,391,000 | 1,628,623,000 | 1,687,400,000 |
| Allowance for loan losses | 11,566,000 | 12,212,000 | 12,858,000 | 13,756,000 |
| Securities available for sale | 445,700,000 | 458,802,000 | 449,332,000 | 455,264,000 |
| Securities held to maturity | 47,631,000 | 45,049,000 | 45,048,000 | 41,974,000 |
| Trading assets | 21,000 | 1,000 | 8,000 | 4,000 |
| Total deposits | 1,531,788,000 | 1,626,889,000 | 1,660,435,000 | 1,692,287,000 |
| Interest-bearing deposits | 1,511,832,000 | 1,604,796,000 | 1,642,615,000 | 1,667,656,000 |
| Noninterest-bearing deposits | 19,956,000 | 22,093,000 | 17,820,000 | 24,631,000 |
| Equity capital | 278,796,000 | 285,499,000 | 289,585,000 | 291,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,972,000 | 42,660,000 | 64,734,000 | 86,955,000 |
| Interest expense | 5,760,000 | 11,888,000 | 18,242,000 | 24,830,000 |
| Net interest income | 15,212,000 | 30,772,000 | 46,492,000 | 62,125,000 |
| Noninterest income | 2,431,000 | 4,958,000 | 7,217,000 | 9,945,000 |
| Noninterest expense | 15,122,000 | 29,403,000 | 43,447,000 | 57,594,000 |
| Provision for loan losses | 580,000 | 1,147,000 | 1,782,000 | 2,833,000 |
| Pretax income | 1,941,000 | 5,339,000 | 8,682,000 | 11,845,000 |
| Income tax | 161,000 | 661,000 | 1,218,000 | 1,689,000 |
| Net income | 1,780,000 | 4,678,000 | 7,464,000 | 10,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 271,309,000 | 274,674,000 | 277,586,000 | 280,227,000 |
| Total capital | 284,026,000 | 288,037,000 | 291,595,000 | 295,134,000 |
| Risk-weighted assets | 1,535,869,000 | 1,612,160,000 | 1,669,821,000 | 1,731,880,000 |