Call reports 2018
PENN COMMUNITY BANK — 2018
What PENN COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,017,917,000 | 2,074,208,000 | 2,096,287,000 | 2,158,804,000 |
| Total loans | 1,350,663,000 | 1,408,500,000 | 1,432,092,000 | 1,498,282,000 |
| Allowance for loan losses | 9,027,000 | 9,458,000 | 9,549,000 | 11,173,000 |
| Securities available for sale | 418,160,000 | 420,969,000 | 412,765,000 | 417,526,000 |
| Securities held to maturity | 64,118,000 | 63,370,000 | 62,733,000 | 62,269,000 |
| Trading assets | 47,000 | 54,000 | 59,000 | 35,000 |
| Total deposits | 1,412,039,000 | 1,435,518,000 | 1,447,511,000 | 1,498,504,000 |
| Interest-bearing deposits | 1,386,923,000 | 1,409,933,000 | 1,430,909,000 | 1,474,976,000 |
| Noninterest-bearing deposits | 25,116,000 | 25,585,000 | 16,602,000 | 23,528,000 |
| Equity capital | 261,658,000 | 263,171,000 | 264,144,000 | 271,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,493,000 | 35,891,000 | 55,352,000 | 75,554,000 |
| Interest expense | 3,506,000 | 7,327,000 | 11,821,000 | 17,083,000 |
| Net interest income | 13,987,000 | 28,564,000 | 43,531,000 | 58,471,000 |
| Noninterest income | 2,655,000 | 5,307,000 | 8,367,000 | 10,175,000 |
| Noninterest expense | 13,367,000 | 26,059,000 | 39,055,000 | 52,188,000 |
| Provision for loan losses | 333,000 | 803,000 | 1,071,000 | 2,756,000 |
| Pretax income | 2,942,000 | 7,009,000 | 11,772,000 | 13,702,000 |
| Income tax | 395,000 | 1,089,000 | 1,897,000 | 2,184,000 |
| Net income | 2,547,000 | 5,920,000 | 9,875,000 | 11,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,663,000 | 261,167,000 | 266,888,000 | 269,103,000 |
| Total capital | 268,204,000 | 272,139,000 | 277,951,000 | 281,428,000 |
| Risk-weighted assets | 1,375,386,000 | 1,437,136,000 | 1,452,653,000 | 1,523,832,000 |