Call reports 2017
PENN COMMUNITY BANK — 2017
What PENN COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,959,988,000 | 1,977,268,000 | 1,975,561,000 | 2,009,849,000 |
| Total loans | 1,297,223,000 | 1,304,395,000 | 1,301,923,000 | 1,327,674,000 |
| Allowance for loan losses | 10,073,000 | 11,392,000 | 9,645,000 | 9,096,000 |
| Securities available for sale | 412,945,000 | 414,338,000 | 414,639,000 | 426,240,000 |
| Securities held to maturity | 66,168,000 | 64,598,000 | 65,584,000 | 64,735,000 |
| Trading assets | 20,000 | 14,000 | 14,000 | 27,000 |
| Total deposits | 1,399,675,000 | 1,425,101,000 | 1,400,251,000 | 1,393,568,000 |
| Interest-bearing deposits | 1,019,556,000 | 1,003,207,000 | 980,010,000 | 981,258,000 |
| Noninterest-bearing deposits | 380,119,000 | 421,894,000 | 420,241,000 | 412,310,000 |
| Equity capital | 253,568,000 | 258,643,000 | 263,408,000 | 264,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,997,000 | 32,515,000 | 49,544,000 | 66,971,000 |
| Interest expense | 2,949,000 | 6,088,000 | 9,302,000 | 12,732,000 |
| Net interest income | 13,048,000 | 26,427,000 | 40,242,000 | 54,239,000 |
| Noninterest income | 1,962,000 | 7,295,000 | 10,431,000 | 12,764,000 |
| Noninterest expense | 11,868,000 | 23,975,000 | 35,841,000 | 50,085,000 |
| Provision for loan losses | 615,000 | 2,235,000 | 1,609,000 | 1,215,000 |
| Pretax income | 2,527,000 | 7,601,000 | 13,423,000 | 15,980,000 |
| Income tax | 474,000 | 1,868,000 | 3,215,000 | 7,630,000 |
| Net income | 2,053,000 | 5,733,000 | 10,208,000 | 8,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,942,000 | 250,723,000 | 255,322,000 | 258,214,000 |
| Total capital | 257,768,000 | 262,868,000 | 265,720,000 | 268,462,000 |
| Risk-weighted assets | 1,320,586,000 | 1,313,919,000 | 1,307,687,000 | 1,333,618,000 |