Call reports 2016
PENN COMMUNITY BANK — 2016
What PENN COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,849,367,000 | 1,858,068,000 | 1,862,175,000 | 1,895,082,000 |
| Total loans | 1,214,618,000 | 1,214,328,000 | 1,226,161,000 | 1,246,159,000 |
| Allowance for loan losses | 8,984,000 | 9,884,000 | 9,971,000 | 9,475,000 |
| Securities available for sale | 391,082,000 | 406,310,000 | 397,354,000 | 403,990,000 |
| Securities held to maturity | 58,386,000 | 51,367,000 | 55,784,000 | 61,531,000 |
| Trading assets | 0 | 0 | 0 | 16,000 |
| Total deposits | 1,316,295,000 | 1,332,736,000 | 1,333,068,000 | 1,357,584,000 |
| Interest-bearing deposits | 1,011,084,000 | 1,002,405,000 | 1,007,492,000 | 1,013,315,000 |
| Noninterest-bearing deposits | 305,211,000 | 330,331,000 | 325,576,000 | 344,269,000 |
| Equity capital | 252,028,000 | 255,771,000 | 256,959,000 | 250,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,136,000 | 30,618,000 | 45,959,000 | 61,360,000 |
| Interest expense | 2,801,000 | 5,696,000 | 8,606,000 | 11,546,000 |
| Net interest income | 12,335,000 | 24,922,000 | 37,353,000 | 49,814,000 |
| Noninterest income | 2,042,000 | 4,800,000 | 7,547,000 | 10,091,000 |
| Noninterest expense | 11,474,000 | 23,494,000 | 34,960,000 | 46,414,000 |
| Provision for loan losses | 223,000 | 1,972,000 | 2,305,000 | 1,880,000 |
| Pretax income | 2,680,000 | 4,311,000 | 7,690,000 | 11,666,000 |
| Income tax | 555,000 | 771,000 | 1,558,000 | 2,554,000 |
| Net income | 2,125,000 | 3,540,000 | 6,132,000 | 9,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 238,400,000 | 239,912,000 | 242,251,000 | 245,333,000 |
| Total capital | 248,138,000 | 250,549,000 | 252,976,000 | 255,561,000 |
| Risk-weighted assets | 1,278,533,000 | 1,265,624,000 | 1,246,587,000 | 1,269,567,000 |