Call reports 2014
PENN COMMUNITY BANK — 2014
What PENN COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 942,166,000 | 1,000,645,000 | 1,054,326,000 | 1,054,865,000 |
| Total loans | 622,622,000 | 660,499,000 | 680,337,000 | 678,954,000 |
| Allowance for loan losses | 11,879,000 | 11,772,000 | 10,404,000 | 9,569,000 |
| Securities available for sale | 216,833,000 | 225,618,000 | 258,537,000 | 258,721,000 |
| Securities held to maturity | 4,961,000 | 4,799,000 | 2,652,000 | 2,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 677,823,000 | 665,303,000 | 661,212,000 | 666,816,000 |
| Interest-bearing deposits | 638,440,000 | 621,074,000 | 613,509,000 | 621,300,000 |
| Noninterest-bearing deposits | 39,383,000 | 44,229,000 | 47,703,000 | 45,516,000 |
| Equity capital | 146,078,000 | 149,921,000 | 151,000,000 | 154,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,652,000 | 15,470,000 | 23,432,000 | 31,416,000 |
| Interest expense | 1,972,000 | 3,954,000 | 6,002,000 | 8,161,000 |
| Net interest income | 5,680,000 | 11,516,000 | 17,430,000 | 23,255,000 |
| Noninterest income | 1,838,000 | 4,093,000 | 6,748,000 | 8,661,000 |
| Noninterest expense | 5,515,000 | 11,782,000 | 19,330,000 | 26,466,000 |
| Provision for loan losses | 665,000 | 355,000 | -265,000 | -1,015,000 |
| Pretax income | 1,350,000 | 3,542,000 | 5,144,000 | 6,482,000 |
| Income tax | 260,000 | 814,000 | 1,138,000 | 1,356,000 |
| Net income | 1,090,000 | 2,728,000 | 4,006,000 | 5,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,866,000 | 143,064,000 | 142,787,000 | 145,593,000 |
| Total capital | 152,508,000 | 150,963,000 | 150,789,000 | 153,652,000 |
| Risk-weighted assets | 607,102,000 | 628,084,000 | 637,720,000 | 643,186,000 |