Call reports 2013
PENN COMMUNITY BANK — 2013
What PENN COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 947,204,000 | 947,727,000 | 933,550,000 | 935,487,000 |
| Total loans | 621,316,000 | 615,948,000 | 622,249,000 | 626,769,000 |
| Allowance for loan losses | 19,983,000 | 18,495,000 | 16,380,000 | 11,897,000 |
| Securities available for sale | 198,789,000 | 189,320,000 | 190,146,000 | 204,862,000 |
| Securities held to maturity | 6,202,000 | 5,677,000 | 5,325,000 | 5,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 686,633,000 | 690,625,000 | 695,445,000 | 687,254,000 |
| Interest-bearing deposits | 643,943,000 | 643,137,000 | 653,625,000 | 647,128,000 |
| Noninterest-bearing deposits | 42,690,000 | 47,488,000 | 41,820,000 | 40,126,000 |
| Equity capital | 146,105,000 | 142,795,000 | 142,988,000 | 142,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,383,000 | 16,400,000 | 24,576,000 | 32,515,000 |
| Interest expense | 2,584,000 | 5,079,000 | 7,328,000 | 9,443,000 |
| Net interest income | 5,799,000 | 11,321,000 | 17,248,000 | 23,072,000 |
| Noninterest income | 2,228,000 | 4,533,000 | 6,605,000 | 9,563,000 |
| Noninterest expense | 5,737,000 | 12,319,000 | 18,966,000 | 25,730,000 |
| Provision for loan losses | 1,860,000 | 490,000 | 205,000 | -315,000 |
| Pretax income | 433,000 | 3,048,000 | 4,685,000 | 7,251,000 |
| Income tax | -79,000 | 589,000 | 932,000 | 1,602,000 |
| Net income | 512,000 | 2,459,000 | 3,753,000 | 5,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,740,000 | 140,107,000 | 141,092,000 | 143,849,000 |
| Total capital | 148,242,000 | 147,662,000 | 148,674,000 | 151,538,000 |
| Risk-weighted assets | 587,682,000 | 593,429,000 | 597,749,000 | 610,928,000 |